{"id":4809,"date":"2019-09-20T09:37:46","date_gmt":"2019-09-20T07:37:46","guid":{"rendered":"https:\/\/chg.es\/home-insurance-policy-how-to-hit-the-target\/"},"modified":"2023-04-18T16:02:55","modified_gmt":"2023-04-18T14:02:55","slug":"how-to-get-the-right-home-insurance-policy","status":"publish","type":"post","link":"https:\/\/chg.es\/en\/resort-costa-blanca\/how-to-get-the-right-home-insurance-policy","title":{"rendered":"How to get the right home insurance policy"},"content":{"rendered":"<p><!-- paragraph --><\/p>\n<p><strong>Home insurance is essential to protect us against possible unforeseen events in our home<\/strong>. A robbery, a malfunction, a common incident&#8230; With <strong><a href=\"https:\/\/www.chg.es\/en\/seguro-de-hogar\/\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\"insurance (abre en una nueva pesta\u00f1a)\">insurance<\/a><\/strong> you\u2019ll live with the peace of mind. If something happens in your home, you\u2019ll have a quick and effective solution at your fingertips. However, before getting your home insurance take note of our advice so as not to make a mistake.<\/p>\n<p><!-- \/paragraph --><\/p>\n<p><!-- heading {\"align\":\"center\"} --><\/p>\n<h2 style=\"text-align: center\">What you have to take into account when considering different home insurance options<\/h2>\n<p><!-- \/heading --><\/p>\n<p><!-- paragraph --><\/p>\n<p><!-- \/paragraph --><\/p>\n<p><!-- heading {\"level\":3,\"align\":\"center\"} --><\/p>\n<h3 style=\"text-align: center\">Know what coverage they offer<\/h3>\n<p><!-- \/heading --><\/p>\n<p><!-- paragraph --><\/p>\n<p><strong>All home insurance policies offer basic coverings<\/strong> such as fires, leaks, changing locks or a toilet. But <strong>additional coverage can always be added<\/strong>, such as emergency medical care or a highway robbery. So, before signing an insurance contract you have to read it carefully to know what it covers and what it doesn&#8217;t; and if you want to protect something else, ask for it and don&#8217;t have any surprises later.<\/p>\n<p><!-- \/paragraph --><\/p>\n<p><!-- image {\"id\":9553} --><\/p>\n<figure class=\"wp-block-image\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"554\" class=\"wp-image-9553\" src=\"\/wp-content\/uploads\/2019\/09\/seguros-de-hogar-1024x554.jpg\" alt=\"Acertar con el seguro de hogar\" srcset=\"https:\/\/chg.es\/wp-content\/uploads\/2019\/09\/seguros-de-hogar-1024x554.jpg 1024w, https:\/\/chg.es\/wp-content\/uploads\/2019\/09\/seguros-de-hogar-300x162.jpg 300w, https:\/\/chg.es\/wp-content\/uploads\/2019\/09\/seguros-de-hogar-768x415.jpg 768w, https:\/\/chg.es\/wp-content\/uploads\/2019\/09\/seguros-de-hogar.jpg 1110w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<p><!-- \/image --><\/p>\n<p><!-- heading {\"level\":3,\"align\":\"center\"} --><\/p>\n<h3 style=\"text-align: center\">Keep in mind if it is the first or the second home<\/h3>\n<p><!-- \/heading --><\/p>\n<p><!-- paragraph --><\/p>\n<p>This is an important factor to pay attention to. <strong>It is not the same to ensure a house in which we live that in which we spend short periods of time<\/strong>, so the coverage we need in one or the other is not the same. We must also take into account if it is our own house or it is a house that we rent since the tenants have to have their own insurance to, for example, insure their personal property.<\/p>\n<p><!-- \/paragraph --><\/p>\n<p><!-- heading {\"level\":3,\"align\":\"center\"} --><\/p>\n<h3 style=\"text-align: center\">Check if they have a grace period<\/h3>\n<p><!-- \/heading --><\/p>\n<p><!-- paragraph --><\/p>\n<p>Not all insurers, but <strong>some do have a grace period for certain services<\/strong>. That is to say, there are certain coverages of the policy that would not cover until a certain time has passed since you contracted it. So it&#8217;s important to pay close attention to this.<\/p>\n<p><!-- \/paragraph --><\/p>\n<p><!-- heading {\"level\":3,\"align\":\"center\"} --><\/p>\n<h3 style=\"text-align: center\">Know their offers<\/h3>\n<p><!-- \/heading --><\/p>\n<p><!-- paragraph --><\/p>\n<p>There are some insurance companies that sometimes <strong>offer personalized offers if you buy more than one product such as home and car insurance<\/strong>. Find out what they are because you could save a lot of money at the end of the year.<\/p>\n<p><!-- \/paragraph --><\/p>\n<p><!-- heading {\"level\":3,\"align\":\"center\"} --><\/p>\n<h3 style=\"text-align: center\">Compare prices and services of the different home insurance policies<\/h3>\n<p><!-- \/heading --><\/p>\n<p><!-- paragraph --><\/p>\n<p>Once you&#8217;ve done your &#8220;research work&#8221; on the different insurers, it&#8217;s time <strong>to compare them<\/strong> and ask yourself the following questions: Which one best suits my needs? With which one can I save the most? Which one is the best in terms of quality and price? When you&#8217;ve come to a clear conclusion, it&#8217;s time to take the step and buy it!<\/p>\n<p><!-- \/paragraph --><\/p>\n<p><!-- image {\"id\":9563} --><\/p>\n<figure class=\"wp-block-image\"><img decoding=\"async\" width=\"1024\" height=\"554\" class=\"wp-image-9563\" src=\"\/wp-content\/uploads\/2019\/09\/elegir-seguros-de-hogar-1024x554.jpg\" alt=\"C\u00f3mo acertar con los seguros de hogar\" srcset=\"https:\/\/chg.es\/wp-content\/uploads\/2019\/09\/elegir-seguros-de-hogar-1024x554.jpg 1024w, https:\/\/chg.es\/wp-content\/uploads\/2019\/09\/elegir-seguros-de-hogar-300x162.jpg 300w, https:\/\/chg.es\/wp-content\/uploads\/2019\/09\/elegir-seguros-de-hogar-768x415.jpg 768w, https:\/\/chg.es\/wp-content\/uploads\/2019\/09\/elegir-seguros-de-hogar.jpg 1110w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<p><!-- \/image --><\/p>\n<p><!-- paragraph --><\/p>\n<p>Have our advice served you? We hope that you will enjoy your home built by <strong><a href=\"https:\/\/www.chg.es\/en\/\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\"CHG (abre en una nueva pesta\u00f1a)\">CHG<\/a><\/strong> even more.<\/p>\n<p><!-- \/paragraph --><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Home insurance is essential to protect us against possible unforeseen events in our home. A robbery, a malfunction, a common incident&#8230; With insurance you\u2019ll live with the peace of mind. If something happens in your home, you\u2019ll have a quick and effective solution at your fingertips. However, before getting your home insurance take note of&hellip;<\/p>\n","protected":false},"author":2,"featured_media":3701,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[52],"tags":[],"class_list":["post-4809","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-consejos-y-decoracion-en","category-52","description-off"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How to get the right home insurance policy - CHG<\/title>\n<meta name=\"description\" content=\"A home insurance policy is essential to protect us from any unforeseen issues in our own home. 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